Terms and Conditions

1. Agreement

1.1. These Terms form an agreement between you and Zestfor (“we”, “us”, “our”) regarding your use of our website, content, and AI-supported analytical features.

1.2. If you do not agree to these Terms, please do not use our website or services.

1.3. We may update these Terms from time to time. The version published on this page at the time of your use will apply. Material changes will be indicated by an updated date above.

2. Services

2.1. Zestfor provides analytical support tools, educational content, and data visualisation intended to assist independent research and decision-making.

2.2. We do not execute trades, hold client funds, manage portfolios, or provide personalised recommendations.

2.3. Any outputs, scores, summaries, or visualisations generated by our tools are informational only and should be independently verified before any action is taken.

3. Eligibility and access

3.1. You must be at least 18 years old, or the age of majority in your jurisdiction, to use our services.

3.2. You are responsible for maintaining the confidentiality of any credentials used to access restricted areas, and for all activity under your account.

3.3. You agree to provide accurate information where requested and to promptly update it if it changes. [Insert account registration details if applicable.]

4. Acceptable use

You agree not to:

a) use the services for any unlawful purpose or in breach of applicable laws or regulations;
b) attempt to gain unauthorised access to our systems, interfere with their operation, or circumvent security measures;
c) copy, scrape, reverse-engineer, or systematically extract content or data except as expressly permitted;
d) upload or transmit malicious code, or content that is unlawful, infringing, or abusive;
e) misrepresent Zestfor outputs as regulated advice or as guarantees of future performance.

We may restrict or suspend access where we reasonably consider these rules have been breached.

5. Intellectual property

5.1. The website, including text, design, graphics, and software, is owned by or licensed to Zestfor and is protected by intellectual property laws.

5.2. You are granted a limited, non-exclusive, non-transferable licence to access and use the content for personal, non-commercial research purposes.

5.3. You may not reproduce, distribute, or create derivative works from our content without prior written permission, except where permitted by law.

6. No investment advice and risk acknowledgement

6.1. Nothing on this website constitutes investment advice, financial advice, or a recommendation to buy, sell, or hold any financial instrument.

6.2. Trading and investing involve risk, including possible loss of capital. Past model behaviour or back-tested illustrations do not predict future results.

6.3. You are solely responsible for your own decisions, objectives, and risk tolerance. Consider seeking advice from a qualified independent professional where appropriate.

7. Availability and changes

7.1. We aim to keep the website available but do not guarantee uninterrupted, error-free, or complete operation. Data feeds, third-party sources, and model outputs may be delayed or inaccurate.

7.2. We may modify, suspend, or discontinue any part of the services at any time for maintenance, technical, or operational reasons.

7.3. Where fees apply, they will be clearly disclosed before purchase. [Insert pricing, billing, and refund terms if applicable.]

8. Liability

8.1. To the maximum extent permitted by law, the services are provided “as is” and “as available” without warranties of any kind, whether express or implied.

8.2. To the maximum extent permitted by law, Zestfor will not be liable for any indirect, incidental, consequential, or special losses arising from your use of, or inability to use, the services.

8.3. Nothing in these Terms limits liability that cannot be limited by law, including liability for fraud or for death or personal injury caused by negligence.

9. Suspension and termination

9.1. You may stop using the services at any time.

9.2. We may suspend or terminate access with or without notice where necessary to protect the integrity of our systems, comply with legal obligations, or enforce these Terms.

9.3. Sections relating to intellectual property, disclaimers, and liability will continue to apply after termination.

10. General provisions

10.1. Privacy. Our handling of personal data is described in our Privacy Policy.

10.2. Third-party links. Our website may reference third-party resources for convenience. We do not control and are not responsible for third-party content.

10.3. Entire agreement. These Terms, together with any documents expressly referenced, constitute the entire agreement regarding use of the website.

10.4. Severability. If any provision is found unenforceable, the remaining provisions will continue in full force.

10.5. Governing law and jurisdiction. [Insert governing law and dispute resolution mechanism.]

10.6. Contact. [Insert contact method for questions about these Terms.]